💳
中国支付指南
中国是全球最普及移动支付的国家。微信支付和支付宝处理超过90%的交易。这里讲清楚外国游客在中国如何付款。
只想看设置步骤？
如果你只需要出发前设置支付宝和微信支付，用这份精简指南。
⚡ 最短回答
最佳选择：支付宝旅行通
- • 直接绑定Visa/Mastercard
- • 覆盖99%以上商户
- • 无需中国银行卡
- • 预付充值，用外卡加值
备选方案：微信支付
- • 同样支持绑定外卡
- • 部分商户只收微信支付
- • 微信也是必备通讯工具
- • 小程序覆盖大量服务
💙
Alipay (支付宝)
Ease: mediumCoverage: universal✅ Foreign Cards OK
How to Set Up:
- 1Download Alipay app from App Store / Google Play
- 2Register with phone number (Chinese or international)
- 3Go to "Me" → "Bank Cards" → "Add Bank Card"
- 4Enter your Visa/Mastercard credit or debit card details
- 5Verify with SMS from your bank
- 6For payments, show your QR code or scan merchant QR
💡 Tips
- • Alipay Tour Pass is a prepaid card linked to Alipay for tourists
- • Tour Pass supports Visa, Mastercard, and some other international cards
- • With Tour Pass, you can top up and use Alipay anywhere in China
- • Accepted at 99%+ of merchants including street vendors, taxis, restaurants
⚠️ Warnings
- • Daily/annual transaction limits may apply for foreign cards
- • Some features like wealth management products require Chinese ID
- • Card verification SMS may not arrive if your bank blocks China SMS
按场景推荐支付方式
🎯 关键要点
✅ DO
- • Set up Alipay with your foreign card BEFORE arriving
- • Download and register WeChat
- • Carry some cash (500-1000 RMB) as emergency backup
- • Notify your bank you're traveling to China
- • Bring a Visa or Mastercard (not Amex — lower acceptance)
❌ DON'T
- • Don't assume credit cards work everywhere
- • Don't rely solely on cash
- • Don't forget to enable international transactions on your card
- • Don't exchange money at airports (bad rates)
- • Don't bring only American Express